A good investment, is one in which you do not lose out on the initial amount invested by you. In addition to this, you earn some more on this initial amount invested. In the recent times, due to the economic downturn, these basic requirements have not been met. Many people have lost money in the share market, mutual funds and various other investment schemes. So for all those people who are looking for some money-making, safe and secure investment ideas today, suggested below are some of the best ones.
Lucrative Investment Ideas
Gold
If you look at the statistics, if there is one investment that has stayed more or less unaffected by the recession, terrorism, war, unemployment or any other economic calamity, it is Gold. It is an investment that will most probably never ever fail you! To invest in gold, either you buy gold coins and bars and keep them physically with you, or you invest in exchange trade funds i.e. ETFs where the companies keep the gold on your behalf. A basic rule here is to buy it when the prices are low and sell it when the prices peak!
Real Estate
At present, the real estate sector is really down. Due to the economic recession and unemployment, people were unable to pay their EMIs and thus could not hold on to their property investments. No one at present is willing to buy new flats and lands as real estate investment is a long term option, which means that money will be held in it for a long time. Due to insecure job market, people are unwilling to take this risk. All this and many other economic factors have resulted in excess availability of unsold properties, bringing down the residential and commercial property rates to rock bottom.
Low costs, coupled with incentives and grants by the government to revive investment in this sector, makes it an ideal time to buy property. Buy property at low rate, hold it till the recession blows over and then sell it at a profit! Hire a professional broker to help you out. According to what the market analysts predict, some places in Texas, like San Antonio and Houston, Salt lake city, Oklahoma city, Phoenix in Arizona, are amongst the best places to invest right now. Internationally, India, Brazil, Australia and France are good for real estate investment.
Treasury Bonds
One of the safest investments that you can make currently is in the US Treasury bonds. Although, the yield is not very high, yet you will not lose money as these bonds are issued by the government. However, see whether the long maturity period fits in with your financial goals. It can vary from seven years to even thirty years or so.
Fixed Deposits
Fixed deposits issued by the banks and other financial institutions are a safe investment. You can park your money in these and earn a reasonably good interest on them after the end of the term. As fixed deposits are for a long term, if you are looking for a short term plan, there are short term schemes available with banks too.
Stock Market
Although, as I mentioned earlier, some stock market investments have not met the basic criteria of a good investment, yet if you invest wisely, shares can turn out to be profitable. Diversifying, investing in a number of different sectors and companies is a good idea so that even if there are any losses in one sector or company, they can be offset by gains and profits in others. At present, investing in fertilizers, industrial gas, chemicals, tech firms, machinery, construction, infrastructure, engineering and logistics is a lucrative and safe option.
Any investment that is made after a careful research, after taking the opinion of professional brokers, friends, and reading what the market analysts have to say, is bound to be a comparatively safe investment. So as long as you invest at the right time, sell at the right time and steer clear of all investments that promise riches overnight, you are making a good investment! Still, to be on the safer side, hiring a professional portfolio manager, before going ahead with any of the options suggested above, is recommended.
0 komentar:
Posting Komentar