Debt and Equity Financing

As we all know, in a business, the two most common types of financing are debt and equity. What is the difference between the two? A...

Tax Risk for Middle Class Americans: Increased Audits and AMT

By Erin Peterson Middle income Americans have become more exposed than ever to being audited by the U.S. Internal Revenue Servic...

Types of Investment Strategies

The first three words of the investing discipline are, think, calculate and conclude. All in rationality of course and not in mere s...

Importance of Visual Aids in Communication

According to author, consultant, keynote speaker, Dr. Lynell Burmark , "... unless our words, concepts, ideas are hooked onto a...

Employment Insurance

The Employment Insurance is also referred to as the EI program. It is designed with the difficulties faced by employees in mind. The...

Home Loans After Bankruptcy

Filing bankruptcy does not always result in the petitioner having to give up home ownership. Whether a person retains ownership of t...

Tips on Writing a Recommendation Letter for Nanny

According to the Bureau of Labor Statistics, the 2010 median pay of nannies is about $20,000 per year.Being busy parents can make it...

High Limit Credit Cards for No Credit

The term high limit means that in one billing cycle, a credit card user can spend a substantial sum with the help of the credit card...

Product Differentiation

Companies manufacturing products which satisfy the same need have to come up with a certain distinguishing factor for their product ...

High School Team Building Exercises

A high school is an environment charged with raging hormones, mood swings and students forming different 'clicks'. It is com...

Best Investment Sectors for 2012

A small list of some of the best sectors to invest, which are expected to give some really good returns in the upcoming years, has b...

Biggest Oil Consuming Countries in the World

Despite being the second highest oil consumer in the world, oil accounts for only 19% of China's total energy consumption. China...

How to Manage Your Money

Saving money has been my only resolution for this New Year. While I have been struggling financially for the first two years of my j...

Debit Card Vs. Credit Card

The real difference between a debit card and credit card is imprinted within the names of the two cards. The debit card enables you ...

Banking Terms - Glossary of Banking Terms and Definitions

Amortization, Basis Point, Hedge, Payee, these and many more terms are confusing and make us run for cover when we walk into the ban...